Get paid to go shopping with this free checking account that pays cash back on your everyday debit card purchases.

Key Features

  • Truly Free
  • Cash Back
  • Refunds on ATM Withdrawal Fees*
  • No Monthly Maintenance Fee

Do you currently have an account with WinSouth Credit Union?

Benefits

  • Free checking that pays you back
  • 2.50% cash back on debit card purchases*
    • No category restrictions on purchases
    • Cash back earned on up to $280 in purchases monthly
    • Earn up to $84 cash back per year, $7 per month
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • No monthly maintenance fee
  • No minimum balance to earn rewards
  • Free digital banking services^
  • Free EMV debit card
  • $100 minimum deposit to open

Please note that receiving e-statements is a condition of having this account.

Earning your rewards is easy! Just do a few simple things.

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and log into online banking

And if you don’t meet these qualifications, don’t worry — your account is still free.

And you can get right back to earning your cash rewards the very next cycle that you qualify.

 

^First three months of online bill pay are free; $5 monthly service charge thereafter.

Do you currently have an account with WinSouth Credit Union?

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM- processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions, and purchases made with debit [or credit] cards not issued by our credit union. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one(1) business day prior to the close of the current statement cycle.

Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 2.50% cash back on up to a total of $280.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $7.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $25 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. A $100 minimum deposit is required to open the account. Enrollment in online banking and receipt of e-statements are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements, etc) and log-ons may be required to meet some of the account’s qualifications. Limit 1 Kasasa Cash Back Checking per account. Contact one of our [bank / credit union] service representatives for additional information, details, restrictions, processing limitations and enrollment instructions.

Member of American Share Insurance. This institution is not federally insured. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.